(Last Updated On: May 19, 2020)

You are told by us about New and Used Car Loans

If you should be searching for an innovative new or car, we’ve got low prices that may enable you to get to your fantasy vehicle!

  • Prices as little as 1.99% APR* on New Cars
  • Prices as little as 2.24% APR* on Used Cars
  • Funding up to 125% of retail value 1
  • Skip A payment choice every six months
  • An simple application procedure

We also provide loan terms as much as 84 months.

Get Pre-Approved

Before you go to a dealership, get pre-approved for a car loan from CommonWealth One. You really can afford more than simply the acquisition price with this choice of 125% funding, makes it possible for you to definitely personalize your brand new automobile the way in which you want with premium dealer packages and choices. You’ll be into the driver’s seat when negotiating your deal by once you understand how much you are able to pay for.

Safeguard Your Investment

  • Fully guaranteed resource Protection (GAP) assists force away monetary loss should your automobile is taken or announced a loss that is total. You just pay $349 for GAP or fund it to your loan stability
  • Mechanical Repair Coverage is our comprehensive protection that pays for the expense of components and work for almost any vehicle that is covered
  • ProtectOne Debt Protection Package repays your loan stability in complete in the eventuality of loss in life, impairment, and involuntary jobless

Car Loan Refinancing

Reducing your payment that is monthly can your hard earned money flow and save you cash. If you’re seeking to reduce your car loan re payments, lower your interest payment or rate term, CommonWealth one could assist. Refinance your car loan and acquire rewarded with a few associated with cheapest prices available.

Loan Perks

Loan Rewards

Get rewarded if you have a working bank checking account or Loan with CommonWealth One. Our Loan Rewards 2 program benefits you for the partnership you have got with CommonWealth One, rendering it useful to get all of your loans from us.

Submit an application for a loan that is new refinance a preexisting loan from another economic institution and enjoy 0.50% off the rate of interest on automobile, individual, bike, and RV loans. The greater amount of company you will do with CommonWealth One, the more the benefits!

It is simple to qualify too.

  • 0.25% discount for the checking that is active 3
  • 0.25% discount for payment of loan through direct deposit

Skip A payment

Skip a repayment on financing and make use of the supplemental income for the holiday season, a unique purchase, simply take a healthier amount away from financial obligation, or simply benefit from the reassurance of four weeks without bills! It is possible to skip loans that are eligible a 12 months.

  • *APR = Yearly Portion Price
  • 1 funding is available up to 125percent associated with retail value on brand new and utilized cars.
  • Rate is founded on an assessment of applicant’s credit. Real price may differ. Rate shown reflects a 0.50% reduction for Loan Loyalty Rewards discount. 0.25% discount for payment through direct deposit and 0.25% discount for an active bank account. Active bank checking account is understood to be a bank checking account with six or higher debit card deals per thirty days more than a 90 time duration. Example: 2.49per cent (present price) less 0.50% Loan Rewards discount equals 1.99% (your last APR). Other prices and terms can be obtained. Rates are topic to improve without warning.
  • Re Payments for $20,000 loan at 1.99% APR for 3 years are about $572 per month.
  • 3 a working bank checking account is thought as a bank checking account with six or higher debit card transactions or even more.
  • Loans are at the mercy of a minimal payment per month of $45.00.
  • Refinanced funds is not utilized to repay current CommonWealth One loan balances.
  • Auto loans with regards to safe online payday loans 61 to 72 months need at least $15,000 cost.
  • Car and truck loans with regards to 73 to 84 months need the very least $25,000 cost.